Free GST invoice recovery calculator
You Paid the GST. They Still Haven't Paid You.
If you raised a GST invoice and the payment is stuck, you're not just waiting. You're losing money every single day. Find out exactly how much, in 30 seconds.
Built for Indian proprietors, MSMEs, freelancers, traders and contractors.
Outstanding Payment & Interest Calculator
Enter four details. The result updates live and estimates your GST-inclusive invoice value, overdue days and MSMED Act interest.
By law, payment terms beyond 45 days are not enforceable for MSMEs.
Amount your buyer owes you, including GST₹3,54,000
Due date2 May 2026
Days overdue45
Interest legally accumulating under MSMED Act, Section 16 - 3x RBI bank rate, compounded monthly₹8,537
GST you already paid to the government from your pocket₹54,000
Total amount you can legally claim today₹3,62,537
This interest is your legal right under the MSMED Act. Your buyer cannot waive it, even if your contract is silent on it.
This calculator provides an estimate based on the MSMED Act, 2006 and applies to Udyam-registered Micro and Small Enterprises. It is not legal or tax advice.